6. Guide to Personal Loans for Unemployed People | Lantern by SoFi
Link: https://lanterncredit.com/personal-loans/unemployed-personal-loans
Description: WebNov 16, 2023 · Yes, you can get a personal loan when unemployed, but it’s going to be harder than if you had a steady job. To qualify for a personal loan, lenders look at three main things — your credit score, your income, and your debt-to-income ratio. If you have no income and your debt-to-income ratio is high, you’ll have a hard time getting approved.